Most states are at fault states when it comes to car accidents. An at-fault state is one where a driver is found to have caused a car accident. The driver can be entirely at fault or can be partially at fault. In an at-fault state, the at-fault driver's insurance is the first resort to cover injuries and damage. Generally, the fault is decided on by the police or by the insurance adjuster. In a no-fault state, no legal fault is assigned to either driver involved in an accident. Every driver must have insurance that can cover their personal injuries, and that insurance is the first place to go to recover money for injuries or damage. If you live in a no-fault state and are involved in an accident, you can find an attorney to help you with your case for several reasons.
Significant Injury or Damage
One reason to hire an attorney in a no-fault accident is if you have significant injuries from the accident or if there was significant damage done during the accident. Your insurance may not cover all the injuries or damages done, which can leave you trying to come up with the money out of pocket. An attorney who specializes in no-fault accidents can help you because they are aware of what the state requires to be covered and what isn't necessary to be covered. Your attorney can go after the appropriate parties to get the money you need to pay for your injuries, cover lost wages, or repair costs for your car.
Insurance Company Refuses to Pay
If your insurance company refuses to pay out your claim, you may feel like you have no options. However, that is not the truth. You can go to an attorney, and they can fight your car insurance company or you. Your attorney will be on your side and will do everything they can to get you any money you're entitled to because of your car accident. Car insurance companies don't want to have to negotiate with attorneys because it generally means that they will have to provide a larger payout, so having your attorney will do nothing but help you.
If you live in a no-fault state, no liability is assigned to any party in an auto accident. It doesn't mean you can't hire an attorney to help you recover money from your insurance company or the other driver.
Consult a no-fault insurance attorney to learn more.