If you were recently hurt in a car accident, it is important to be prepared to file a claim with an insurance agency. Monetary claims can be easily calculated for your medical costs, but calculating an amount for pain and suffering is a different ball game. The process of calculating a pain and suffering claim often comes with an arduous set of steps. Here are some questions you may have when dealing with your pain and suffering claim.
How Are Monetary Damages Given For Injuries?
All pain and suffering claims are typically attributed on a case-by-case basis. This is because the variables involved in each set of injuries can be vastly different. All evidence is examined carefully so that they insurer can accurately calculate how much you will receive on your claim.
How Are Significant Injuries Dealt With?
If your injuries are significant and you will need a long time to recover, your claim will be higher. Keep in mind that you will need to be prepared to show proof that you will need a long time to recover. Proof can be in the form of medical bills, physical therapy logs, medical notes, and any other documentation that supports your claim. You can also show proof from your employer that states you cannot work due to your injury. Keep in mind that if you do not get medical help immediately after the accident but still need a long recovery period, it may be more difficult to prove your claim. This can result in a much lower settlement.
What Type of Evidence Will The Insurer Require?
So that you can prove your pain and suffering case, you will need to show several pieces of evidence. Along with your medical records and all documentation from your physician, you will also need to prove how you have been damaged. This will include your costs for medication, pictures of all your injuries, the police records, attendance records to show the amount of time you have missed from work, and anything else that you can use to show that you are out financially because of the auto accident.
Receiving pain and suffering from an insurance agency can be hard even with the correct evidence. In order to get the best results, you should get an attorney, like Cok Kinzler PLLP, to help you with your claim. He or she will be able to verify that you have enough evidence to get the most out of your claim.